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Pinnacle Checking
- 3% Interest on Funds (No Minimum Balance, Up to $3,000)
- No Minimum Balance
- Free ID Theft Recovery (For Entire Family, 3 Generations)
- Free Nationwide ATMs (Out of Network ATMs with $8 Monthly Fees Reimbursed)
- No Fees
- Additional 0.5% Off Auto/Signature Loans
- Free Checks Forever with Direct Deposit
- Free Traveler's Checks & Cashier's Checks
- Free Unlimited Withdrawals and Deposits
- Free Unlimited Use of ATMs in Network
- Free Online Banking and Bill Pay
- Free 24 Hour Telephone Banking
- Free Overdraft Protection from Savings
- Free Debit Card (No Fees, Unlimited Use)
- Free Unlimited Check Writing & Cashing
- All Funds Insured Up to $500,000
- Direct Deposit Totaling $600 per Month
- 18 Total Signed Debit Transactions and/or Online Bill Payments per Month
- eStatements
- VISA Card (No Minimum Charge Required)
- Mobile Banking
- eAlerts & Text Alerts
- 40,000 ATMs Nationwide, including all 7-Eleven stores
- 190 ATMs in Toledo Area
- 10 ATMs in 7 ProMedica Facilities
- Immediate Posting of ATM and Online Activity
- Payroll Deduction
- Electronic Statements
- Extended Hours at Main Branch - 13 hour Fridays
- 10% Interest on Save Your Change Savings Account
- 0.05% Interest on Funds (Over $600 Balance)
- No Fees
- Additional 0.05% Off Auto/Signature Loans
- Free Checks Forever with Direct Deposit
- Free Traveler's Checks & Cashier's Checks
- Free Unlimited Withdrawals and Deposits
- Free Unlimited Use of ATMs in Network
- Free Online Banking and Bill Pay
- Free 24 Hour Telephone Banking
- Free Overdraft Protection from Savings
- Free Debit Card (No Fees, Unlimited Use)
- No Minimum Balance
- Free Unlimited Check Writing & Cashing
- All Funds Insured Up to $500,000
- Direct Deposit Totaling $600 per Month
- Mobile Banking
- eAlerts & Text Alerts
- 40,000 ATMs Nationwide, including all 7-Eleven stores
- 190 ATMs in Toledo Area
- 10 ATMs in 7 ProMedica Facilities
- Immediate Posting of ATM and Online Activity
- Payroll Deduction
- Electronic Statements
- Extended Hours at Main Branch - 13 hour Fridays
- 10% Interest on Save Your Change Savings Account
- 0.05% Interest on Funds (Over $600 Balance)
- Free Unlimited Use of ATMs in Network
- Free Online Banking and Bill Pay
- Free 24 Hour Telephone Banking
- Free Overdraft Protection from Savings
- Free Debit Card (No Fees, Unlimited Use)
- No Minimum Balance
- Free Unlimited Check Writing & Cashing
- All Funds Insured Up to $500,000
- Mobile Banking
- eAlerts & Text Alerts
- 40,000 ATMs Nationwide, including all 7-Eleven stores
- 190 ATMs in Toledo Area
- 10 ATMs in 7 ProMedica Facilities
- Immediate Posting of ATM and Online Activity
- Payroll Deduction
- Electronic Statements
- Extended Hours at Main Branch -13 hour Fridays
- 10% Interest on Save Your Change Savings Account
- New check order
- Name or address change
- Do not know starting number
- Have not ordered through Checks For Less before
Requirements:
Miss meeting the requirements one month?
Don't worry. You are still a Pinnacle Checking member. The following month you will receive the regular rate on your checking funds, and will not receive refunds on your non-network ATM usage. You will maintain your benefit of ID Theft Recovery for your family. The next month you meet the requirements, your full benefits are restored. If you miss meeting your commitments three months in a row, you will lose the ID Theft Recovery benefits.
Additional Free Services with your Pinnacle Checking Account
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Premier Checking
Requirements:
Additional Free Services with your Premier Checking Account
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Basic / Student Checking
Additional Free Services with your Basic Checking
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Opening your checking account
To open a checking account, you must first establish your membership by depositing and maintaining $25 in your savings account, be cleared through the Chexsystems database, be over the age of 18, and provide proof of eligibility. For more information, visit our How to Join page. If you are a member of the credit union and wish to add or change a checking account, simply complete the Add/Change Form and drop off to any branch or call your Financial Services Representative at 419-479-4040.
Reordering Checks
If you are unable to place an order with our new check printer, Checks For Less, due to one of the following reasons, please call us at 419-479-4040:
If you should have any questions on how we have your account set up, or if you ever wish to make any changes, please contact us at 419-479-4040 or visit any of our branches.
If your checkbook is lost or stolen, immediately notify the credit union. We will ask you for all information necessary, and prepare paperwork, including stop payment and fraud affidavits. We will assist you in anyway possible to protect your account. In some cases we may suggest closing your current account and opening a new one.





