- Home improvements
- Automobiles
- Debt consolidation
- College tuition
- Wedding
Whatever your need, your credit union can tailor a loan that works for you.
This fixed rate loan makes budgeting easy; your monthly payments stay the same even if market interest rates rise.
The Advantages
- Your interest is tax-deductible*
- Lock in today’s low rates
- No origination fee over $15,000
- No annual fee
- No penalty if you pay the loan off early
- Low closing costs
- Payroll deduction makes payments easy
Next day approvals
Your highly trained loan officers can usually give you an answer on your loan request the next business day.
For Easy Car Shopping… Get Pre-Approved…
Use your home equity loan to buy that next car and deduct the interest on your taxes*.
When you have an amount in mind, get pre-approved for your loan and then go shopping.
When you find just the right car, your money will be waiting for you.
*Depends on your filing status
How to Get Your Loan
FIVE EASY WAYS TO MAKE YOUR LOAN PAYMENT
ALL ARE FREE
- Payroll Deduction – if you work for PHS
- From you direct deposit - if you work for someone other than PHS
- Automatic transfers from your account
- Online banking
- Collect Pay allows you to make a payment from another bank
Click here for the link to set up your Collect Pay.
