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Home » Loans & Credit Card » Home Equity Fixed
It’s your unseen treasure…let your equity work for you when special needs arise.
  • Home improvements
  • Automobiles
  • Debt consolidation
  • College tuition
  • Wedding

Whatever your need, your credit union can tailor a loan that works for you.

This fixed rate loan makes budgeting easy; your monthly payments stay the same even if market interest rates rise.

The Advantages

  • Your interest is tax-deductible*
  • Lock in today’s low rates
  • No origination fee over $15,000
  • No annual fee
  • No penalty if you pay the loan off early
  • Low closing costs
  • Payroll deduction makes payments easy

Next day approvals

Your highly trained loan officers can usually give you an answer on your loan request the next business day.

For Easy Car Shopping… Get Pre-Approved…

Use your home equity loan to buy that next car and deduct the interest on your taxes*.

When you have an amount in mind, get pre-approved for your loan and then go shopping.

When you find just the right car, your money will be waiting for you.

*Depends on your filing status

How to Get Your Loan

FIVE EASY WAYS TO MAKE YOUR LOAN PAYMENT

ALL ARE FREE

  • Payroll Deduction – if you work for PHS
  • From you direct deposit  - if you work for someone other than PHS
  • Automatic transfers from your account
  • Online banking
  • Collect Pay allows you to make a payment from another bank

      Click here for the link to set up your Collect Pay.

 

Click here for rates

Get A Homeowners Insurance Quote

Apply For A Loan

Loans Online: Login

Loan By Phone: Call 419-479-4040.

Loan By Fax: Download the PDF or request an application and fax it to your preferred office for closing.

Flower Office
419-824-5733

TTH/TCH Office
419-480-8465

Main Office
419-471-1837


 

 
Main Office:

419-479-4040

TTH/TCH Office:

419-291-4221

Flower Office:

419-824-1165

Bay Park Office:

419-690-7609
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