The Advantages
- Rate is reduced 1/2% if you have direct deposit and checking (Premier Advantage member)*.
- Personal loans are usually disbursed the same day of closing
- You can take as long as 3 years to repay
- Payroll deduction makes it easy
- Your signature is your collateral (approval based on credit history)
How to Get Your Loan
FIVE EASY WAYS TO MAKE YOUR LOAN PAYMENT
ALL ARE FREE
- Payroll Deduction – if you work for PHS
- From you direct deposit - if you work for someone other than PHS
- Automatic transfers from your account
- Online banking
- Collect Pay allows you to make a payment from another bank
Click here for the link to set up your Collect Pay.
*Immediate family members of Premier Advantage members receive the same loan benefits if co-signed by the premier member.
*All rates and terms are subject to change.





