The Advantages
- Rate is reduced 1/2% if you have direct deposit and checking (Premier Advantage member)*.
- Personal loans are usually disbursed the same day of closing
- You can take as long as 3 years to repay
- Payroll deduction makes it easy
- Your signature is your collateral (approval based on credit history)
How to Get Your Loan
Our easy, one-page loan application is available to you in several ways.
Loan Online: Download (PDF) and print the form and after completing it fax or mail it to us (you can use PHS interoffice mail).
Coming Soon: Secure transmission of your loan application.
Loan By Fax: We are always happy to fax you a loan application and you can fax it back to us at 419-471-1837.
*Immediate family members of Premier Advantage members receive the same loan benefits if co-signed by the premier member.
*All rates and terms are subject to change.








