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Home » Loans & Credit Card » Savings Secured Loans
Perhaps you would rather not withdraw from your savings and instead you have chosen to get a loan. You can use your CD as collateral to secure your loan and receive the best possible rate.

Members often choose this loan when they expect to pay it off in a short period of time. You agree to leave the same amount of money in your securred CDs as the amount you're borrowing for the term of the loan.

The Advantages

  • Rate is reduced 1/2% if you have direct deposit and checking (Premier Advantage member)*.
  • Moneyworks members (those age 16-22) receive 1/2% reduced rate**
  • Quick and easy closing process
  • Parents may use their savings as collateral for their child's loan
  • Provides an excellent way to establish or re-establish credit
  • No approval necessary
  • Low interest rate
  • Payroll deduction makes it easy
  • No fees

How to Get Your Loan

FIVE EASY WAYS TO MAKE YOUR LOAN PAYMENT

ALL ARE FREE

  • Payroll Deduction – if you work for PHS
  • From you direct deposit  - if you work for someone other than PHS
  • Automatic transfers from your account
  • Online banking
  • Collect Pay allows you to make a payment from another bank

      Click here for the link to set up your Collect Pay.

 

*Immediate family members of Premier Advantage members receive the same loan benefits if co-signed by the premier member.

**Moneyworks member is required to have qualifying credit or parent co-signer.

*All rates and terms are subject to change.

Apply For A Loan

Loans Online: Login

Loan By Phone: Call 419-479-4040.

Loan By Fax: Download the PDF or request an application and fax it to your preferred office for closing.

Flower Office
419-824-5733

TTH/TCH Office
419-480-8465

Main Office
419-471-1837


 

 
Main Office:

419-479-4040

TTH/TCH Office:

419-291-4221

Flower Office:

419-824-1165

Bay Park Office:

419-690-7609
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