ProMedica Federal Credit Union - Today's Rates

The Advantage


•		A line of credit offers the opportunity to withdraw your approved loan amount in partial amounts, as you need it.

•		You have 10 years to withdraw the full amount and 10 years to repay.

•		You pay interest ONLY on the amount you withdraw.


•		Use Payroll Deduction for your payments.

•		You pay 0% on the first three months of your loan.

•		Your interest is likely tax deductible.

•		A smart way to finance a car.

Interest-Only loans are available to anyone who wants to keep monthly payments as low as possible.

HELOC Rate
Balance	APR*
The rate of interest (APR, Annual Percentage Rate) for your home equity line of credit is a variable rate that is based on your personal credit factors and the Prime Rate as currently published in the Wall Street Journal, Money Rates column.	Based on Prime

There are no fees with your home equity line of credit:

No Origination Fee
No Annual Fee
No Prepayment Fee

Just Curious?
There is no obligation or fee to find out what your Line of Credit terms would be. Just call or visit one of our three locations to apply for your line of credit.

*APR = Annual Percentage Rate