Member owned. Member focused.



ProMedica Federal Credit Union is member owned – and member focused. Unlike banks that profit their stockholders, we are a nonprofit institution that benefits our members.

When you deposit money into ProMedica FCU, you buy shares into our financial cooperative. We then loan the money to other members and share the returns with you in the form of lower rates on loans, fewer fees, and higher yields on deposits.

As a ProMedica FCU owner, you have a say in what we do. You elect our all-volunteer board. Every member gets a vote, regardless of their net worth.

Million Dollars in Assets
Free ATMs Nationwide

Frequently Asked Questions

You do. All those who have an account at ProMedica Federal Credit Union are co-owners. The credit union is a non-profit cooperative, private, full service bank. It is not a part of ProMedica but is dedicated exclusively to those associated with ProMedica and their immediate families. Once you are a member, you are a member for life, even if you leave ProMedica.

In 1973, a group of Toledo Hospital employees started their credit union. Today your credit union has $55 million dollars in assets and over 7400 members. Its success rests with its mission of building valued member relationships by offering convenient, personalized banking solutions.

Members Save Money
As a cooperative, the credit union gives it profits back to you in the form of low fee and great rates. For example, loans with your credit union carry no origination fee, no annual fee, and no pre-payment fees. There are over 190 ATMs in our area, totally FREE.

Convenience Services
Members enjoy all the internet banking services free of charge, online banking, mobile banking, online bill pay, electronic statements, online applications, and access to your VISA account; offices in three hospitals and in the ProMedica Headquarters in Downtown Toledo.

Lifetime Account
Even if you leave ProMedica, you and your relatives can keep your accounts at the credit union for life. Once you become a member, your account is for life.

It’s the relationship.

When you ask a member why they do their banking at the credit union, they might mention better rates and no fees, but they almost always mention the relationship. The only reason ProMedica Federal Credit Union exists is to serve those who are associated with ProMedica and their families. Surveys of members reveal that they appreciate the individual attention and personal service they receive. It is your private bank.

You will need your driver’s license, hospital ID with employee number, and $25.00 opening deposit. You can open your account completely online here or by visiting any of our branches to begin your membership in person.

Membership is open to employees of ProMedica, ProMedica Affiliates, and all qualifying family members, including: spouses, parents, children, step-children, siblings, aunts, uncles, grandparents, and grandchildren.


Main Branch: 419.479.4040 | 888.861.1114
Toledo Hospital/TCH Branch: 419.214.5570
Flower Hospital Branch: 419.517.3534
Steam Plant Branch: 567.661.0695
Downtown HQ Branch: 419.479.1300


Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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If you can dream it,
you can reach it.

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