ProMedica FCU Articles
New Year
5 Steps to a New Financial You in 2017

Holiday shoppers have been careful each season to make their lists and check them twice. Budgets have become more discerning and savers have become better planners for their holiday spending, prioritizing savings along the way. According to a September 2016 report, two out of five millennial shoppers got a head start this year and had […]

Finances
Don’t let holiday magic make your finances disappear

While the excitement of the holidays and gift-giving season can be a magical time for children, adults face a plethora of additional expenses during the last two months of the year. Whether its gifts, food, decorations, the perfect outfit for that holiday party, or airfare to visit family – there’s no denying the holidays can […]

Moving
Moving May Cost More Than You Realize

Ohioans are on the move. According to the Ohio Credit Union League’s Quarterly Performance Summary (2nd Quarter, 2016), first-mortgage originations at Ohio credit unions grew 26.4 percent from June 2015 to June 2016. And, 26 percent of Ohioans plan to move within the next two years, according to a 2016 Mid-Year Consumer Survey, conducted by […]

Auto Loans
Refinancing Auto Loans 101

If you’re paying too much in interest on your car or truck loan, refinancing could be a great way to save some serious dough. Interest rates for vehicle loans may have dropped since you financed your auto. Or maybe you’ve improved your credit score, which could qualify you for a lower rate. Either way, it […]

Credit Union Day
International Credit Union Day Celebrates The Authentic Difference

On October 20, 2016, credit unions around the world will celebrate International Credit Union Day (ICU Day). Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy. Since 1948, on the third Thursday of every October, credit unions have celebrated the principles that make credit unions […]

Home Equity
Credit Union Day
ProMedica FCU Celebrates Credit Union Principles

On October 20, 2016, ProMedica Federal Credit Union will, along with more than 56,000 credit unions around the world, celebrate International Credit Union Day (ICU Day), and the foundational principles that make credit unions unique. Credit unions are not-for-profit financial cooperatives guided by nine principles, including democratic control, social responsibility, and returning all profits to […]

Digital Files
Utilizing Digital File Keeping

Most everyone has too many digital files to count these days. Music, pictures, financial files, product warranties, even retail receipts that are e-mailed rather than printed at the cash register leave us with digitized pieces of our everyday life. Sixty-eight percent of Ohioans organize their important documents digitally, according to a 2016 Mid-Year Consumer Survey, […]

Zero Percent
6 Questions About Auto Financing

Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. Let’s go through some of the more challenging parts […]

Annual Meeting
2016 Members Annual Meeting – Recap

2016 ProMedica Federal Credit Union (PFCU) Annual Meeting Draws Hundreds Hundreds of ProMedica Federal Credit Union Members gathered in the Education Center Auditorium at ProMedica Toledo Hospital on August 16, for the 2016 Annual Meeting. Those in attendance enjoyed a fantastic selection of appetizers to fuel them through the meeting. PFCU Board President Vivien Townsend […]