Getting an automobile has never been easier. With the great rates offered by ProMedica Federal Credit Union, fast approval, online application, and indirect lending you can apply & sign online or at the dealership. Just click the link below or tell your salesperson you want to finance through ProMedica FCU
  • Rates as low as 2.49% APR for newer autos
  • No payments for 90 days available
  • Easy financing! Complete your paperwork at the dealership or in your home.
  • No down payment required—you can finance the entire purchase, including tax and title
  • GAP insurance is available at 1/3 of the cost charged at auto dealerships (if your car is totaled, GAP insurance pays what you still owe on your car)
  • Automatic Payments makes it easy


APR = Annual Percentage Rate. Term of loan, vehicle, and credit worthiness will determine the APR you pay based on PFCU risk-based credit guidelines. 2.49% APR rate includes Premier relationship discount. Interest will continue to accrue during the 90 days with no payment option. Rates are subject to change without notice. Federally Insured by NCUA.

Speed Up Your Loan Approval.

Gather and provide the following documents when you apply for your auto loan:

  • Driver’s License, U.S. Military, or other state-issued photo identification
  • Recent paystub, W2, and/or filed and signed tax returns (for self-employed individuals)
  • Auto Insurance Declaration Page: The auto insurance declaration page is a summary of your auto insurance policy. Declaration pages are issued upon the inception, renewal, or revision of a policy and must be submitted to any lien holders.