Automobile Loans

Getting an automobile has never been easier. With the great rates offered by ProMedica Federal Credit Union and our fast pre-approval, you can pick out your new car in the morning and drive it home in the afternoon.
Want to know more about pre-approval? Get the facts.
  • Rates as low as 3.99% APR for autos 2014 or newer
  • No payments for 90 days available
  • Fast pre-approval
  • No down payment required—you can finance the entire purchase, including tax and title
  • No loan fees and no pre-payment penalty for paying off the loan early
  • Switch your high-interest loan with another lender to your credit union and save
  • GAP insurance is available at 1/3 of the cost charged at auto dealerships (if your car is totaled, GAP insurance pays what you still owe on your car)
  • Payroll deduction makes it easy
  • Take up to six years to repay

 

APR = Annual Percentage Rate. Term of loan, vehicle, and credit worthiness will determine the APR you pay based on PFCU risk-based credit guidelines. 2.49% APR rate includes Premier relationship discount. Interest will continue to accrue during the 90 days with no payment option. Rates are subject to change without notice. Federally Insured by NCUA.

Speed Up Your Loan Approval.

Gather and provide the following documents when you apply for your auto loan:

  • Driver’s License, U.S. Military, or other state-issued photo identification
  • Recent paystub, W2, and/or filed and signed tax returns (for self-employed individuals)
  • Auto Insurance Declaration Page: The auto insurance declaration page is a summary of your auto insurance policy. Declaration pages are issued upon the inception, renewal, or revision of a policy and must be submitted to any lien holders.

Fax documents to 419.471.1837.