Our checking accounts are something to get excited about. One is sure to be a great fit for you.

Pinnacle Checking offers the same benefits and services as a Premier Checking plus additional:


  • Direct Deposit Totaling $600 per Month
  • 15 Total Debit Card Transactions per Month
  • eStatements
  • VISA Card (No Minimum Charge Required)

Miss meeting the requirements one month?

Don’t worry. You are still a Pinnacle Checking member. The following month you will receive the regular rate on your checking funds, and will not receive refunds on your non-network ATM usage. You will maintain your benefit of ID Theft Recovery for your family. The next month you meet the requirements, your full benefits are restored. If you miss meeting your commitments three months in a row, you will lose the ID Theft Recovery benefits.

Premier Checking offers the same benefits and services as a Basic Checking plus additional:

  • 0.05% Interest on Funds (Over $600 Balance)
  • No Fees
  • Free Checks Forever with Direct Deposit
  • Free Cashier’s Checks


  • Direct Deposit Totaling $600 per Month


  • Free Unlimited Use of ATMs in Network
  • Free Online Access and Bill Pay
  • Free 24 Hour Telephone Banking
  • Free Overdraft Protection from Savings
  • Free Debit Card (No Fees, Unlimited Use)
  • No Minimum Balance
  • Free Unlimited Check Writing & Cashing
  • All Funds Insured Up to $500,000

Additional Free Services:

  • Mobile App Access
  • eAlerts & Text Alerts
  • 40,000 ATMs Nationwide, including all 7-Eleven stores
  • 190 ATMs in Toledo Area
  • 10 ATMs in 7 ProMedica Facilities
  • Immediate Posting of ATM and Online Activity
  • Electronic Statements
  • 10% Interest on Save Your Change Savings Account