07 - February 2020Tips for Managing Credit Card Debt
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Ohioans may fair better than the average American when it comes to credit card debt. The most recent ValuePenguin data showed the average Ohio household holds just $5,446 in credit card debt. That’s the least of any state, while the typical household in Alaska carries the most credit card debt at an average of $13,048. […]
18 - November 2019Tips and Tricks to Help Manage Your Holiday Expenses
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With the holiday season right around the corner, consumers are often unprepared for the additional expenses for those special presents and occasions and exit the holiday season with debt—a gift that unfortunately keeps on giving. According to the annual survey released by the National Retail Federation and Prosper Insights & Analytics, consumers expect to spend […]
11 - October 2019Winter is coming—save on energy costs
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Ohioans are spending a significant chunk of change on household energy costs, yet most have not evaluated potential savings opportunities. According to the 2018 Ohio Utility Rate Survey conducted by the Public Utilities Commission of Ohio, Ohio residents spend, on average, between $2,000 and $3,000 per year in household energy expenses. This range is slightly […]
14 - June 2019Planning a Vacation? Make Sure Your Expenses Are Covered
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Summer vacation will be here before you know it. And if you’re planning a family trip, you might want to make sure all your financial ducks are in a row so you can relax about money and just enjoy your time away from home.
14 - May 2019Home Improvements That Matter
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When you’re looking to upgrade your home, tapping into the equity with a home equity loan or line of credit makes a lot of sense. In some cases, the interest on the loan might be tax deductible — and even if it isn’t, home equity loans typically carry a lower interest rate than credit cards […]
22 - April 2019Do you know the real credit union difference?
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First and foremost, the ownership of a credit union differentiates it from other types of financial institutions. Rather than a for-profit organization run by a paid board of directors who report to shareholders, a credit union is a not-for-profit financial cooperative. That means you are the owners. And our volunteer board of directors — who you vote for — work to ensure that the credit union continues to meet the needs of all its member-owners.